For a limited time, qualified buyers can take advantage of adjustable-rate financing on select Hubble homes through HomeAmerican Mortgage Corporation. Choose from an FHA 5/1 ARM or Conventional 7/6 ARM, each offering a fixed initial rate for a set period before the rate may adjust.
Contract by October 18, 2026, and close on or before November 30, 2026.
Explore the available financing options below, then connect with our team to find out which homes qualify.
4.250%
(5.424% APR)*
30-year FHA 5/1 adjustable-rate loan
Initial rate applies for months 1–64
Homes must close by 11/30/26***
Contract by 10/18/26
4.999%
(5.089% APR)**
30-year Conventional 7/6 adjustable-rate loan
Initial rate applies for months 1–84
Homes must close by 11/30/26***
Contract by 10/18/26
Ready to learn more? Explore available homes and connect with our team to see which financing options and homes qualify.
*Loan promotions are valid for buyers who sign purchase agreements on select homes with Hubble between October 1, 2026, and October 18, 2026, inclusive, and close on or before November 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Funds are limited and are available on a first-come, first-served basis. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, 5/1 adjustable-rate FHA mortgage with an initial interest rate of 4.250% (monthly payments 1-64) (5.424% APR). Subsequent rate changes in months 65-360 are based on the fully indexed rate which is 6.540% as of October 01, 2026. APR is subject to increase or decrease after closing. Interest rates after the initial period are based on rates in effect as of October 01, 2026, and are subject to change. The total loan amount including the upfront mortgage insurance premium is $555,000. 3.5% down payment required. Monthly principal and interest payments for the first five years = $2,680.81. After the first five years, the principal and interest payments adjust every 12 months based on the 1-year Constant Maturity Treasury (CMT) Index plus a 2.0% margin. The initial interest rate is the rate that appears on the promissory note and is the rate on which the monthly payment is based for the first 64 months. The fully indexed rate is the total of the margin + the index value. This value changes with the market and is used to determine the payment rate on each change date. The payment rate is the interest rate on which the monthly payment is based. Maximum rate increase on first interest rate change date is 1%. Maximum rate increase on subsequent rate change dates is 1%. Maximum rate increase over 30 years is 5%. In this example the maximum interest rate is 9.250%. The maximum payment amount is $3,920.95. Interest rates after the initial period are based on the index in effect as of September 22, 2026 (4.440%). Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment. Actual payment will be higher and may vary over the life of the loan. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, the lesser of the FHA county loan limits or a maximum loan amount of $832,750, qualification using full documentation and a minimum FICO score of 680. In Maryland and New Mexico, adjustable-rate loans must qualify at the fully indexed rate. Interest rate is not guaranteed and is subject to change without notice. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
**Loan promotions are valid for buyers who sign purchase agreements on select homes with Hubble between October 01, 2026, and October 18, 2026, inclusive, and close on or before November 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Funds are limited and are available on a first-come, first-served basis. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, 7/6 adjustable-rate Conventional mortgage with an initial interest rate of 4.999% (monthly payments 1-84) (5.089% APR). Subsequent rate changes in months 85-360 are based on the fully indexed rate which is 6.504% as of October 01, 2026. APR is subject to increase or decrease after closing. Interest rates after the initial period are based on rates in effect as of October 01, 2026, and are subject to change. The total loan amount is $499,500. 10% down payment required. Monthly principal and interest payments for the first seven years = $2,681.12. After the first seven years, the principal and interest payments adjust every six months based on the 30-day Secured Overnight Financing Rate (SOFR) index plus a 2.75% margin. The initial interest rate is the rate that appears on the promissory note and is the rate on which the monthly payment is based for the first 84 months. The fully indexed rate is the total of the margin + the index value. This value changes with the market and is used to determine the payment rate on each change date. The payment rate is the interest rate on which the monthly payment is based. Maximum rate increase on first interest rate change date is 5%. Maximum rate increase on subsequent rate change dates is 1%. Maximum rate increase over 30 years is 5%. In this example the maximum interest rate is 9.999%. The maximum payment amount is $3,693.34. Interest rates after the initial period are based on the index in effect as of October 01, 2026 (3.646%). Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment. Actual payment will be higher and may vary over the life of the loan. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $832,750, qualification using full documentation and a minimum FICO score of 780. In Maryland and New Mexico, adjustable-rate loans must qualify at the fully indexed rate or note rate, whichever is higher. Interest rate is not guaranteed and is subject to change without notice. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
HomeAmerican Mortgage Corporation is a residential mortgage loan company. HomeAmerican Mortgage Corporation /NMLS Unique Identifier #130676; NMLS Consumer Access Website: http://www.nmlsconsumeraccess.org/, 866.400.7126. HomeAmerican Mortgage Corporation's principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237. Arizona Mortgage Banker license #0009265. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, which can be contacted at 770 E. Warm Springs Road, Suite 250B, Las Vegas, NV 89119, 702.638.4450, License #67. Oregon License# ML-5694.
Hubble Homes, LLC and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by Sekisui House U.S., Inc. and, therefore, are affiliated companies. Hubble Homes, LLC and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of or obtain products from, the other company. Your decision to use a company that is not affiliated with Hubble Homes, LLC or HMC will not affect your ability to obtain products and services from these companies.
***Closing dates are subject to change and cannot be guaranteed. Homebuyers may be limited in the structural changes, options and upgrades which can be made to homes.
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