Interest Rates

Don't be fooled by other rate sheets!
This quote is a 30 day lock and NO buydown!

                                                    Rate             APR
30 Year Conventional                 3.875            4.375    5% down, 95% LTV with MI


30 Year FHA Conventional          3.75              4.25
3.5% down with MI


30 Year VA Conventional            3.75              4.25
Zero down, 100% LTV






1st time home buyer programs (and sometime 2nd time)

IHA FHA 203K Loan                     4.00              4.50
3.5% Down
                                 
IHA First 30 Year                         4.10             4.60
1.5% Down, 98.5% CLTV with MI
With Good Reward's 2nd
  
Rural Development 30 Year         3.75              4.25
100% Financing


IHA Advantage 30 Year               4.10              4.60                                         
5% Down, 95% LTV with MI


IHA First FHA 30 Year                 3.75              4.25
FHA 3.5% Down
Eligible for Good Credit 2nd of 3.5%

All loan programs assume a minimum $100,000 purchase. 30 day lock, 0-10% down, rates can drop with more money down.  All rates are quoted as of date/time stated based on Borrower Paid Compensation. Rates can change based on loan size, LTV, consumer credit, occupancy, and economic news. NMLS # 380736

Jerry Robinson, Loan Specialist 

1st Choice Mortgage

3023 E. Copper Point Dr., Suite 101

Meridian, ID  83642

Phone:  208-375-LOAN(5626)
Cell:  208-941-1778

Email:  Jerry@375loan.com